November 2017 – Financial Update

This post was supposed to go up yesterday… But, well, I wasn’t that organized… Oh well.

Time is just flying by… Can you believe that there are only 2 months left of 2017?!?

With the ever-present chaos in our house, I’m still struggling to get all the data required for these updates, but let’s just see what we can do with what we have and take a quick look at how we are doing on my financial goals for 2017. Continue reading

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October 2017 – Financial Update

So, let’s not talk about how I fell off the blogging wagon… again… Let’s just move on, shall we?

Unfortunately, because of the chaos in our house with the renovations, the computer that I have stored my normal spreadsheet with all my financial stuff is packed away in a dark corner of my basement, so I’m going to only be able to give you a partial update here…

Anyway, let’s just get on with it… Here’s a quick partial update on my financial goals for 2017. Continue reading

Baby Step 3, or 4, or Both?

Sunflowers - Baby Steps

When I started this blog, I sort of thought I’d be more in the personal finance genre, but, honestly, I don’t think I ever really fit that mould, and, if I had to classify my blog, I guess I’d put it in more of a lifestyle category… But only my lifestyle… not a stylish lifestyle… So maybe it really is just a personal blog… I don’t really know…

Anyway, the point being, I don’t really write about much personal finance other than my monthly financial update posts.  I do, however, read and follow loads of personal finance and FIRE (financial independence & retire early) blogs.  In the personal finance world, most people are familiar with Dave Ramsey.  While I have never actually read any of his books or attended any seminars or anything of the like, I have read lots of blog posts about his methods, and have visited his website a few times…

The other day I read a post (can’t remember where now, sorry!) about his 7 baby steps and decided to take a look at them for myself and see where I stand… So, here’s my take on our status with respect to Dave Ramsey’s steps: Continue reading

September 2017 – Financial Update

I’ve got my work cut out for me this month in keeping up with my blogging promise that I made in my last post.  Luckily the first one is an easy one, but I realize I am a day late according to my schedule… I blame the long weekend… It messes with your perception of time… Anyway… here we go… another quick update on my financial goals for 2017. Continue reading

August 2017 – Financial Update

I’ve been neglecting the blogging world lately, but since my financial update posts are always the easiest to write, I figure I can pop in today and do this update, even if I haven’t got any other content going at the moment… so here we go… another quick update on my financial goals for 2017. Continue reading

July 2017 Financial Update

Happy Canada Day to my Canadian friends, and Happy Independence Day to my American neighbours.  Canada Day always indicated the beginning of summer to me growing up, and while I don’t have summers off anymore, I do feel like it’s the start of all the fun summer activities, like camping and swimming in the lake.  And in terms of the blog here, it means that another month has passed and it is once again time to do a quick update on my financial goals for 2017. Continue reading

June Financial Update

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One of the amazing views from a recent work trip.

Another month has passed again… So it is once again time to do a quick update on my financial goals for 2017.  I will admit now that I didn’t actually do this exactly at month end, so my values might be a little off… No big deal.

#1 – Emergency Fund

A good month for the emergency funds…  The first stage of the human fund is done, so now to concentrate on the pet fund a bit, before trying for the second stage of the human fund…

Human Emergency Fund = $10,000 (+$3260)

Pet Emergency Fund = $2230 (+$905) Continue reading

April & May 2017 Financial Update

I’m still working on catching up on life… But I figured I couldn’t go two months without doing an update on my financial goals for 2017

(Want to know a random fact? Last year I missed my April financial update too! Crazy, eh?)

So… Let’s get started…

#1 – Emergency Fund

If I’d done this update at the beginning of April, instead of the beginning of May, I’m sure the status of these funds would be a different story, but because I worked loads of overtime in April, we had a big extra to add to our savings goals, so both of my emergency funds are on the way up.  If I’m being completely honest, my “pet emergency fund” is also where I take money for buying pet food and routine vet visits, so there is a possibility that it will go down before the month is up, but hopefully we will keep up the months where we contribute more than we take out…

Human Emergency Fund = $6740 (+$1540)

Pet Emergency Fund = $1325 (+$1275) Continue reading

March 2017 Financial Update

Another month gone by, and so it’s time once again to check in on my financial goals for 2017.

#1 – Emergency Fund

Last month I must have jinxed myself by saying it was a good month if we didn’t use any of the emergency fund… So… This month we had to use some of the emergency fund to cover some things… So it’s a down month, but I know we will bounce back from this and move up.  The puppy got neutered this month, so his expenses were a little higher than normal.

Human Emergency Fund = $5200 (-$1100)

Pet Emergency Fund = $50 (-$50) Continue reading

February 2017 Financial Update

I set some pretty challenging financial goals for 2017, and it’s time to do the 1 month check-in.  This will be really short and sweet because I don’t really have much to report…

#1 – Emergency Fund

Not much progress on this one, but if we don’t use any of the emergency fund money, that’s sort of a win in itself, right?

Human Emergency Fund = $6300 (+$100)

Pet Emergency Fund = $100 (+$100)

Continue reading