November 2017 – Financial Update

This post was supposed to go up yesterday… But, well, I wasn’t that organized… Oh well.

Time is just flying by… Can you believe that there are only 2 months left of 2017?!?

With the ever-present chaos in our house, I’m still struggling to get all the data required for these updates, but let’s just see what we can do with what we have and take a quick look at how we are doing on my financial goals for 2017. Continue reading

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October 2017 – Financial Update

So, let’s not talk about how I fell off the blogging wagon… again… Let’s just move on, shall we?

Unfortunately, because of the chaos in our house with the renovations, the computer that I have stored my normal spreadsheet with all my financial stuff is packed away in a dark corner of my basement, so I’m going to only be able to give you a partial update here…

Anyway, let’s just get on with it… Here’s a quick partial update on my financial goals for 2017. Continue reading

Baby Step 3, or 4, or Both?

Sunflowers - Baby Steps

When I started this blog, I sort of thought I’d be more in the personal finance genre, but, honestly, I don’t think I ever really fit that mould, and, if I had to classify my blog, I guess I’d put it in more of a lifestyle category… But only my lifestyle… not a stylish lifestyle… So maybe it really is just a personal blog… I don’t really know…

Anyway, the point being, I don’t really write about much personal finance other than my monthly financial update posts.  I do, however, read and follow loads of personal finance and FIRE (financial independence & retire early) blogs.  In the personal finance world, most people are familiar with Dave Ramsey.  While I have never actually read any of his books or attended any seminars or anything of the like, I have read lots of blog posts about his methods, and have visited his website a few times…

The other day I read a post (can’t remember where now, sorry!) about his 7 baby steps and decided to take a look at them for myself and see where I stand… So, here’s my take on our status with respect to Dave Ramsey’s steps: Continue reading

September 2017 – Financial Update

I’ve got my work cut out for me this month in keeping up with my blogging promise that I made in my last post.  Luckily the first one is an easy one, but I realize I am a day late according to my schedule… I blame the long weekend… It messes with your perception of time… Anyway… here we go… another quick update on my financial goals for 2017. Continue reading

August 2017 – Financial Update

I’ve been neglecting the blogging world lately, but since my financial update posts are always the easiest to write, I figure I can pop in today and do this update, even if I haven’t got any other content going at the moment… so here we go… another quick update on my financial goals for 2017. Continue reading

July 2017 Financial Update

Happy Canada Day to my Canadian friends, and Happy Independence Day to my American neighbours.  Canada Day always indicated the beginning of summer to me growing up, and while I don’t have summers off anymore, I do feel like it’s the start of all the fun summer activities, like camping and swimming in the lake.  And in terms of the blog here, it means that another month has passed and it is once again time to do a quick update on my financial goals for 2017. Continue reading

June Financial Update

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One of the amazing views from a recent work trip.

Another month has passed again… So it is once again time to do a quick update on my financial goals for 2017.  I will admit now that I didn’t actually do this exactly at month end, so my values might be a little off… No big deal.

#1 – Emergency Fund

A good month for the emergency funds…  The first stage of the human fund is done, so now to concentrate on the pet fund a bit, before trying for the second stage of the human fund…

Human Emergency Fund = $10,000 (+$3260)

Pet Emergency Fund = $2230 (+$905) Continue reading