It has been 1 year since we re-financed our mortgage. At the time, I posted two posts about it; the first was going over my to-do list for the renewal, and the second was all the details of our new mortgage.
While I am still waiting for the renovations to be actually completed, I am happy with our decision to use money out of the equity in our home for that purpose, even if it goes against a lot of traditional personal finance advice. And, I am still happy with our decision to not make paying off the mortgage a priority at this point, since we have a nice low fixed rate of 2.34% for four more years. Since rates have already started to increase, we will have to revisit that decision when we go to renew in four years, but until then we will probably just let it go on auto-pilot. That being said, I wouldn’t be a personal finance geek if I didn’t play with numbers in a spreadsheet… And so, of course, I have done that with our mortgage… Continue reading
All-Round Better Me 