Baby Step 3, or 4, or Both?

Sunflowers - Baby Steps

When I started this blog, I sort of thought I’d be more in the personal finance genre, but, honestly, I don’t think I ever really fit that mould, and, if I had to classify my blog, I guess I’d put it in more of a lifestyle category… But only my lifestyle… not a stylish lifestyle… So maybe it really is just a personal blog… I don’t really know…

Anyway, the point being, I don’t really write about much personal finance other than my monthly financial update posts.  I do, however, read and follow loads of personal finance and FIRE (financial independence & retire early) blogs.  In the personal finance world, most people are familiar with Dave Ramsey.  While I have never actually read any of his books or attended any seminars or anything of the like, I have read lots of blog posts about his methods, and have visited his website a few times…

The other day I read a post (can’t remember where now, sorry!) about his 7 baby steps and decided to take a look at them for myself and see where I stand… So, here’s my take on our status with respect to Dave Ramsey’s steps: Continue reading

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Personal Goals Update

At the beginning of the year I made myself 5 personal goals.  I haven’t done any posts summarizing how those goals are going so far this year, so I think it is high time for me to do just that… So, here it goes…

Goal #1 was to visit with friends and family at least twice per month.  I started with this spread in my bullet journal:

friendsfamily_v1.jpg

Then I moved to my new bullet journal and I never copied that spread over… Well, until now… But I decided to go through my bullet journal and fill in where I did stuff with people that was recorded in my bullet journal (there were probably other things that weren’t recorded, but this is the best that I can do for now…) Continue reading

September Focus: Meal Planning

One of my personal goals for 2017 was to have a focus for each month.  I did okay with my morning routine in January, and then I went the other direction in February by concentrating on realistic expectations… But then I didn’t define another monthly focus until June, and then it wasn’t even that successful… July and August went by without any focus… And so we have made it to September… I’m going to renew my attempts at having a focus for the month.

I originally tried having this as my focus for February, but that fell through… So, I have decided to revisit meal planning for my September focus.

I showed various versions of my past “meal planning” when I discussed my weekly spread in my bullet journal, but honestly, I wasn’t very good at it. And, at some point over the past year I stopped writing out a full week of daily layouts on my bullet journal ahead of time, and with that I stopped putting in a meal plan for the week… I still tracked what I was eating, but I didn’t have a place to write down the plan… And then, at some point in July, I stopped even keeping track of what I ate in my bullet journal (I still keep track, but I moved to keeping track of it in an app – MyFitnessPal).

Anyway, this is a long winded way of saying that I haven’t had a weekly meal plan written down in a very long time… Continue reading

September 2017 – Financial Update

I’ve got my work cut out for me this month in keeping up with my blogging promise that I made in my last post.  Luckily the first one is an easy one, but I realize I am a day late according to my schedule… I blame the long weekend… It messes with your perception of time… Anyway… here we go… another quick update on my financial goals for 2017. Continue reading

Old Posts & Updating Things…

I have a lot of blog posts that I have started writing, but either they required me to do some more research, accomplish some sort of task, or work through some thought processes before finishing them up.  Unfortunately, it seems that a lot of these may never be finished…

Whether or not it was his intention, a recent post published by Steve over at ThinkSaveRetire got me motivated to revisit these posts…  (I realize that his post was intended to help us revisit posts that have already been published, and it may help me do that as well, but it reminded me that the drafts that are sitting unloved in my WordPress account could still be worth salvaging if I update them to my current status and mindset.)

But… As is typical with me, I always have grand plans but then fail to follow through.  So, I’m going to use you, my faithful readers, as accountability partners.  Here are a few posts that I am now committing to finish up and publish in the next few weeks: Continue reading

Garden Update – Summer 2017

Remember when I used to write things about my garden?

In 2015, making a successful garden was one of my goals… I made plans… I shared a photo of my plants growing… And some of my harvests

Last year, I didn’t make gardening one of my official goals, but I did a big (for me) DIY project… and I planted things… and then I talked about my harvests

This year, I have done none of that… Okay, well I have done some of it, I just haven’t documented any of it…

I planted some stuff in little seedling pots to get things started…  But then didn’t plant it because I wanted to make dog/deer fence to keep my garden safe… and that took forever…  So, my seedlings stayed as seedlings for probably way too long… Continue reading